People often try to handle things independently when they are involved in a car accident. They don’t think to call an attorney because the responsible party’s insurance company sounds so helpful. It isn’t until they receive a low settlement offer or the insurance company for the other driver tries to place the blame on them that they realize they have an issue.
The problems can easily be avoided by hiring an auto accident attorney. Having an attorney can significantly impact the outcome of the case. A person might find that bringing this individual in to help them is the wisest thing they have done since the accident occurred. How can the attorney be of help?
Determining the Value of the Case
Medical bills can quickly add up following an accident. Furthermore, the victim may miss time from work while recovering from the accident and may need additional days off for ongoing treatment. Serious injuries can lead to long-term health concerns. Insurance companies attempt to pay out the least amount possible. When a victim is unsure of the value of their care, they may accept a lowball offer and then end up incurring out-of-pocket expenses related to the accident. Working with an attorney reduces the risk of this happening. They consider medical expenses, time missed from work, incidental expenses, and diminished earning capacity, along with other factors, when valuing a claim.
Insurance Company Tricks
As previously mentioned, insurance companies do everything possible to try to pay out the least amount. They often try to get victims to provide a recorded statement. An innocent remark made during this statement could then be twisted to make it appear the victim is at fault or the injuries aren’t as serious as they claim. The insurance company might also try to get the victim to sign paperwork without reading it or use industry jargon to confuse the victim. Some insurers will delay claims in the hopes that victims will give up. An attorney is familiar with these tricks and will ensure that the insurance company treats the victim fairly.
Proving Fault
Proving fault can be challenging in some auto accidents. Furthermore, multiple parties may be involved, and each can be held liable for their actions. Attorneys know when the comparative negligence rule or a modification of this rule may impact the case. An attorney will build a case that stands up in a court of law. They interview witnesses, gather evidence, work with accident reconstruction experts, and handle other tasks. With the information gathered, they can create a compelling story that shows exactly who is responsible and why.
Injuries and an Adrenaline Rush
People often don’t realize right away that they have been injured in a car accident. Adrenaline rushes through the body immediately following the accident, and it can mask any pain or discomfort. After a few days or weeks, however, they realize they were injured, but they have already told the responsible party’s insurance company that they are fine. Victims should always consult an attorney before speaking with any insurance companies, so they don’t make statements that may harm their case. The attorney will speak with any insurance companies involved in the claim and walk the client through documenting any injuries related to the case.
Every person involved in a car accident should consult with an attorney. Most attorneys working in this field offer free consultations and operate on a contingency basis, meaning they only receive payment if a victim decides to retain their services and they win the case. Victims have nothing to lose by consulting an attorney, so this is one step that any person involved in a car accident should take.
